Budgeting Basics-A journey to debt free living

Many people have heard me say that there are certain things that I admire about my boys, things that I wish I were more like them in these certain areas.  I was thinking about that and started thinking about their professions and how each profession mirrors some of the qualities I admire so much.  One…

I was listening to the radio this morning and the hosts were talking about this from a religious perspective, talking about how once you become saved and are now a “new man/woman” you don’t try to fit your old habits into the new you. We need to embrace the new and walk a new walk,…

As I am Coaching people in their finances, whether it is creating a plan to pay-off debt, looking at their overall budget or working with them to be better managers of their money often times we are led back to their mindset. “I can’t do this” , “I’m not good with money”, “I don’t have…

Last week I was on a call and then also watched a replay of another with two different Business Strategists. They both were talking about the same things we are all talking about and that is inflation, the rising interest rates, the rising costs of EVERYTHING and both agree that there is more to come.…

Inflation is a decrease in the purchasing power of money. The costs of goods and services go up, while the value of money stays the same. Translation: we’re paying more for less! Gas, groceries, eating out, entertainment-prices rising in every category. The inflation rate is the percentage calculated for this increase in costs. Some experts…

First let me say “use caution” , be smart and DO NOT do this unless you know beyond a shadow of a doubt you can be disciplined and not spend unnecessarily! I do not advocate the use of credit cards and it has taken me 53 years (at the time of this writing) to feel…