Budgeting Basics-A journey to debt free living

Oh my goodness, you guys are doing SUCH a great job this year!  I am hearing great results so far and am SO proud of ya’ll for sticking it with it. STICKING TO A PLAN-that’s what I want to talk about this week.  You have to have at least SOME type of order to reach…

Let’s talk savings!  I don’t know about you but I tend to want to “fast track” to my goals and especially when we are talking about building a savings account.  I mean who doesn’t want a healthy savings account to fall back on right? The FIRST and fastest way to start building up your savings…

Well, now that you know where you are in your finances the next step is to start creating a plan that is doable for you.  I want us to start with and use accurate numbers so to do that I am asking you to track your spending for 30 days.  Write down EVERYTHING you spend…

For a successful arrival to your destination you first need a map.  From that map you can determine the quickest and most efficient way to get where you are going.  The same goes for “life destinations”…you need some type of map.  When looking at this map you can’t map out the best course if you…

This week I want to talk to you about having good balance but not the kind you may think of.  This balance is living a life of balance.  As I Coach people in regards to their finances, when the budget is out of balance you can almost always see that their life is out of…

Hi everyone…I want to share something with you that I have been learning.  Yes, it has taken me awhile to get clarity on this and to be completely transparent I am STILL processing it but I’m always a work in progress so there’s that! I’m sure you’ve heard me say I am a very task…

Let’s talk about expectations-you may wonder how in the world does that translate over into your finances!   Back last summer I had someone tell me (when talking about traveling) they set out on the trip with no expectations that way they couldn’t/wouldn’t be disappointed.  I will say that attitude got my attention, made me think…

Building or re-building credit…this is a topic that gets brought up on a regular basis as I Coach people regarding their finances.  Let me start by saying this is only my opinion based on my own personal experience and I’m going to just lay it out there plain and simple.  Quit worrying about it, don’t…

Hello and for those reading this in “real time” HAPPY NEW YEAR!  I am so excited to kick off 2023!!  I have SO many things I want to make available to my Budget/Money Management community this year so I have set some goals and put some action steps on my calendar to help me get…

As we have just finished up Thanksgiving and moved into the Christmas season there are a couple of things I wanted to talk about.  One is the fact that this isn’t necessarily a happy season for some people.  During this time of year families tend to gather and in some cases that brings drama, conflict,…