Budgeting Basics-A journey to debt free living

Our topic this week is one that most people don’t think about or at least don’t relate it to finances  and that is MINDSET. I could simply say our mindset is a huge key in EVERYTHING we do and move on because that is true but we will spend a little time diving into this. …

Hello – hello and THANK YOU for joining me again on this week’s blog post. This week I’d like to talk a little about a way to pay AHEAD on your debt.  This is a method I discovered and it was probably the best method I’ve used to pay off and pay ahead of debt. …

Hello friends, I’m so glad you are STILL sticking with me as we work on Spring cleaning this month!  I’ve been telling you we will get to your finances and WE ARE HERE, THAT is the topic this week. Definitely continue your projects thru this entire month if you still have some to do but…

Well you DID come back for week two!  YAY!!!  I’m so glad you are sticking with me as we work on Spring cleaning this month.  As I’ve said, we will get to our finances a little bit later but for now we are starting with house/yard projects. Please continue your projects thru this entire month…

Spring has sprung!  Well almost,  and here in Southeast Tennessee just because we think it is supposed to be Spring – that doesn’t mean it is.  We could be experiencing anything from snow to 75 degrees depending on what day of the week it is ha ha Typically at the first hint of warmer temps…

I heard parts of this during a Workshop I attended a couple of months ago and wanted to share it with you guys.  The Host was talking about how 2024 was going to be a record breaking year, here are three steps to help YOU experience YOUR OWN RECORD BREAKING YEAR! 1. DECIDE this is…

Hey hey everyone, I hope you are doing FANTASTIC and starting to see some progress toward your financial goals! One thing I’ve noticed is that several people have a negative mindset when it comes to budgeting or creating a spending plan.  Just the word “budget” makes them cringe.  They WANT the result but are very…

Are you ready for a “double dip” savings hack?  This week we are talking about your Health Insurance.  Find out what your max out of pocket expense is.  This is the amount that if something were to happen, let’s think worse case scenario, this is ALL you would have to pay out of pocket in…

For those of you who started the new year with us in January you should be wrapping up your 30 days of expense tracking.  Now that you’ve done that it’s time to turn these numbers into a budget/spending plan!  Take the budget you started using estimated numbers and plug in the numbers based on what…

Back a month or so ago I had the cold/sinus crud that everyone seemed to be passing around.  For a solid week all I wanted to do was sleep, then for the next couple of weeks I felt like I was moving in slow motion.  Typically I am a task-oriented, multi-tasker but I felt like…