Budgeting Basics-A journey to debt free living

This week I want to encourage you to keep making payments!  Don’t worry, I haven’t lost my mind there is a method to this that you will thank me for.  There are a couple of scenarios I want you to look at with me: Scenario 1 – You still have a little debt but no…

We live in a time of quick, easy, convenient, we want it yesterday (there in lies the reason a lot of people are in debt), etc and yes, if you have water spraying from the pipes under the sink we need someone FAST but there are times when we could save money by tackling the…

Extra money…those are some great words to hear right?  Well let me share with you one way that you can save up some “extra” : Start a change jar…yep, it’s THAT simple!  At the end of the day empty your pocket or wallet of the loose change into a jar; at the end of the…

In most every situation I recommend to those I help that they create additional income streams.  Whether that money is needed to put toward your debt, create savings or just build a nest egg – additional income streams are always beneficial.  From this point the first things I hear are “I don’t have time to…

We talked in last week’s Blog post about us wanting things quick and easy so today we are going to stay there for a minute as we discuss one sure fire way to pay off your debt quick.  Well here we go…that one way is to pay more than the minimum balance.  Now before you…

I tend to be extremely frugal when it comes to investing in myself!  I feel like I am wasting money or as a family, we would be better served to use that money here or there.  BUT, I recently read about the 3% Rule and let me just tell you it got my attention!  I…

Did you ever wish there was an easier and even quicker way to save money or pay something off?  Well I sure did!  I’ve tried a lot of different methods but creating “savings buckets” has been one way that has helped me more than any other method I think. This may sound a little complicated…

I think it was last week we talked about the importance of a good mindset when it comes to being a good money manager.  This week I want to take it a step further to: Journaling. Yep, even THAT plays a role in our spending habits and the ability to manage money well.  Let’s start…