Budgeting Basics-A journey to debt free living

As you are looking to get out of debt and save money you may have read the title of today’s Blog Post and thought “what in the world does this have to do with finances?” but let me tell you – it does! Often our finances are in a mess because we are trying to…

Do you want to hear one thing that zaps your budget quicker than anything?  Mindless spending!  This happens first and foremost when you don’t have a plan but then from there can be caused by several different things.  You could be spending from a place of boredom or emotion, you could be buffering some deep…

Do you need some extra cash?  Whether you are looking to jump start your budget, pay on a debt, tuck away into savings or maybe even put toward vacation, back to school expenses or Christmas – whatever your reason one sure fire way to get some extra sooner rather than later is to sell any…

Hello again, This week I want to talk about a FUN way to build your savings and that is by doing a SAVINGS CHALLENGE.  Just google “savings challenge” and you’ll get all kinds of ideas and suggestions.  A couple that I’ve done, especially when living paycheck to paycheck, is at the end of the week…

Hi everyone!  This week I want to talk a little about journaling.  You may think this has absolutely nothing to do with your finances but it most definitely does, especially when it comes to your spending habits.  Often, and you’ve heard me say this before, our spending habits are a buffer for other underlying things. …

The methods I teach come from my own experiences most of the time.  I am taking what has worked best for me over the years, adding little “tweaks” that may help those methods to work even better and putting them out within my Group and Coaching Clients.  All of that to say, I’m not a…

This week we are going to continue with some “behind the scenes” things that you make think have nothing to do with your finances but trust me….they do!  I want to talk about creating good habits. Good habits are SO beneficial and it doesn’t matter if we are talking about our health, our schedule, our…

Over the next week or two we are going to get into the behind the scenes, nuts and bolts of managing our money.  To start us off, this week we are talking about being good stewards.  I firmly believe in doing the right thing no matter what and being a good steward encompasses that.  There…

In last week’s Blog Post I gave you a few suggestions on how to save money within your grocery budget.  This week I want to go a step further and talk about a few areas where we can cut back and even eliminate if your financial situation needs it.  Let’s start with eating out.  I…

Depending on when you are reading this but at the time of writing, grocery shopping is EXPENSIVE!  We are getting less for a much higher cost.  This is a category that a lot of people I coach struggle with, I mean we have to eat right? But, the cost goes up and then up some…